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A subscription cost calculator adds up all your monthly recurring subscriptions and shows the true annual cost. Subscription creep — accumulating forgotten services — is a common budgeting blind spot.

Formel

annual_cost = sum(monthly_subscriptions) × 12; (or total yearly if paid annually)
sub1
Subscription 1 cost ($/month) — E.g., streaming service
sub2
Subscription 2 cost ($/month) — E.g., software subscription
total_annual
Annual subscription cost ($) — Sum of all subscriptions × 12 months

Trin-for-trin guide

  1. 1Annual Cost = Sum of all monthly subscription costs × 12
  2. 2Include: streaming, software, gym, magazines, apps, meal kits, cloud storage
  3. 3Cancel unused subscriptions to reclaim significant monthly spending
  4. 4Average US household spends $219/month on subscriptions (2024)

Løste eksempler

Input
Netflix $18 + Spotify $12 + Disney+ $14
Resultat
$44/month = $528/year
Input
Adding gym $40 + cloud storage $3 + news $15
Resultat
$102/month = $1,224/year

Ofte stillede spørgsmål

What is the average annual subscription spending?

Varies widely, but many people spend $100–300/year on subscriptions (streaming, software, apps, gyms). Audit regularly.

How do I find unused subscriptions?

Check credit card statements for recurring charges. Cancel forgotten subscriptions (many offer trials that auto-renew).

What subscription strategy saves money?

Pause seasonal subscriptions (gym in winter?), share family plans, use free alternatives, negotiate annual discounts.

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