Advanced Finance Calculators

Options pricing, WACC, CAPM, and advanced financial modelling. Enter your parameters — see the result with formula, sensitivity analysis, and interpretation. Free.

Professional bond yield and analysis. Instant result with amortization table, formula and chart. Free financial calculator.

Professional bond duration and analysis. Instant result with amortization table, formula and chart. Free financial calculator.

Professional bond convexity and analysis. Instant result with amortization table, formula and chart. Free financial calculator.

Professional dividend discount and analysis. Quick calculation with worked example and formula. Free everyday calculator.

Calculate free cash flow from operating cash flow and capex. Enter OCF and capital expenditures — see FCF, FCF yield, and trend. Free.

Calculate weighted average cost of capital. Enter equity/debt weights, cost of equity, and after-tax debt cost — see WACC. Free.

Calculate expected return using the Capital Asset Pricing Model. Enter risk-free rate, beta, and market premium — see required return. Free.

Calculate the Sharpe ratio for risk-adjusted performance. Enter portfolio return, risk-free rate, and standard deviation — see ratio. Free.

Calculate portfolio beta to measure systematic market risk. Enter asset returns and market returns — see beta with regression output. Free.

Calculate Value at Risk for portfolio risk management. Enter portfolio value, volatility, and confidence — see 1-day and 10-day VaR. Free.

Professional monte carlo retirement and analysis. Instant result with amortization table, formula and chart. Free financial calculator.

Professional amortization advanced and analysis. Instant result with amortization table, formula and chart. Free financial calculator.

Find when refinancing savings exceed closing costs. Enter current/new rate and costs — see break-even month and savings timeline. Free.

Professional debt avalanche and analysis. Instant result with amortization table, formula and chart. Free financial calculator.

Professional debt snowball and analysis. Instant result with amortization table, formula and chart. Free financial calculator.

Professional savings goal and analysis. Instant result with amortization table, formula and chart. Free financial calculator.

Project 529 college savings plan growth. Enter monthly contribution, rate, and years — see balance vs tuition projection. Free.

Estimate Social Security benefit from your earnings history. Enter earnings record and claiming age — see estimated monthly benefit. Free.

Calculate net present value of an investment. Enter cash flows and discount rate — see NPV, IRR, and investment decision. Free.

Calculate internal rate of return on any investment. Enter initial outlay and cash flows — see IRR with NPV profile. Free.

Calculate modified IRR adjusting for reinvestment rate. Enter cash flows, finance rate, and reinvestment rate — see MIRR. Free.

Professional profitability index and analysis. Instant result with amortization table, formula and chart. Free financial calculator.

Calculate Economic Value Added (EVA). Enter NOPAT and invested capital with WACC — see EVA and value creation. Free.

Decompose ROE using the DuPont three-factor formula. Enter margin, asset turnover, and leverage — see each component's contribution. Free.

Calculate the Altman Z-Score for bankruptcy prediction. Enter financial ratios — see the score, zone (safe/grey/distress), and interpretation. Free.

Value a company using price-to-earnings multiple. Enter EPS and P/E multiple — see implied share price and market cap. Free.

Calculate enterprise value from market cap and debt. Enter equity value, debt, and cash — see EV and EV/EBITDA multiple. Free.

Calculate options Greeks: delta, gamma, theta, vega, and rho. Enter option parameters — see each Greek with Black-Scholes inputs. Free.

Calculate implied volatility from option market prices. Enter option price, strike, expiry, and underlying — see IV and vol surface. Free.