Personal Finance Calculators

Time and interest to pay off credit card balance. Instant result with breakdown, formula and payment schedule. Free financial calculator.

Monthly savings needed to reach any financial goal. Enter your value and unit — see the converted result with formula and equivalents. Free.

Age you can stop saving and coast to retirement. Enter your value and unit — see the converted result with formula and equivalents. Free.

Minimum FIRE number for frugal early retirement. Enter your values — see the result with formula, examples, and step-by-step working. Free.

FIRE number for a high standard of living in retirement. Enter your values — see the result with formula, examples, and step-by-step working. Free.

Semi-retirement number with part-time income supplement. Enter your figures — see the result with formula and year-by-year breakdown. Free.

How many months of expenses your emergency fund covers. Enter your values — see the result with formula, examples, and step-by-step working. Free.

Monthly debt as a percentage of gross income. Instant result with amortization table, formula and chart. Free financial calculator.

Take-home pay after tax and deductions. Instant result with amortization table, formula and chart. Free financial calculator.

Monthly savings needed to reach a future one-off expense. Enter your value and unit — see the converted result with formula and equivalents. Free.

Annual cost of all your monthly subscriptions. Enter your figures — see the result with formula and year-by-year breakdown. Free.

Annual spend on daily coffee and cafe visits. Enter your figures — see the result with formula and year-by-year breakdown. Free.

Money saved per year by quitting smoking. Enter your values — see the result with formula, examples, and step-by-step working. Free.

Annual nursery and childcare cost estimator. Enter your figures — see the result with formula and year-by-year breakdown. Free.

Maximum home price based on income and debts. Enter your figures — see the result with formula and year-by-year breakdown. Free.

Take-home pay after tax and deductions. Enter your values — see the result with formula, examples, and step-by-step working. Free.

Shortfall between projected pension and retirement needs. Instant result with amortization table, formula and chart. Free financial calculator.

Monthly income and expense budget tracker. Instant result with breakdown, formula and payment schedule. Free financial calculator.

Calculate rent affordability quickly and accurately. Enter your values — see the result with formula, worked example, and step-by-step explanation. Free.

Calculate annual cost of owning and running a car. Enter fuel, insurance, tax, and maintenance — see total yearly running cost. Free.

Calculate the impact of inflation on purchasing power over any time period using CPI data.