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Kuinka laskea Periodic Interest Rate

Mikä on Periodic Interest Rate?

The periodic interest rate is the interest rate applied per compounding period (day, month, quarter). It converts the annual rate to the rate used in payment calculations. Monthly rate = Annual rate / 12.

Vaiheittainen opas

  1. 1Monthly rate = Annual rate / 12
  2. 2Daily rate = Annual rate / 365 (or 360 for some loans)
  3. 3Quarterly rate = Annual rate / 4
  4. 4EAR = (1 + periodic rate)^periods − 1

Ratkaistut esimerkit

Syöte
6% annual · monthly compounding
Tulos
Periodic rate = 6% / 12 = 0.5% per month

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Asetukset

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