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Kuinka laskea Present Value Calc

Mikä on Present Value Calc?

A present value calculator discounts a future sum or stream of payments back to today's equivalent value using a discount rate. Higher discount rates make future money worth less today.

Kaava

PV = FV / (1 + r)ⁿ
PV
PMT × [1−(1+r)^−n] / r — PMT × [1−(1+r)^−n] / r
FV
FV value — Variable used in the calculation

Vaiheittainen opas

  1. 1PV = FV / (1 + r)ⁿ
  2. 2PV of annuity = PMT × [1−(1+r)^−n] / r
  3. 3r = discount rate per period; n = number of periods
  4. 4Discount rate reflects time preference and risk

Ratkaistut esimerkit

Syöte
Receive $10,000 in 5 years, discount rate 6%
Tulos
PV = $10,000 / 1.06⁵ = $7,473 today

Usein kysytyt kysymykset

What is Present Value?

A present value calculator discounts a future sum or stream of payments back to today\. Use this calculator for accurate, instant results.

How accurate is the Present Value calculator?

The calculator uses the standard published formula for present value. Results are accurate to the precision of the inputs you provide. For financial, medical, or legal decisions, always verify with a qualified professional.

What units does the Present Value calculator use?

Enter values in the units shown in each input field. The calculator displays results in standard units and shows the calculation steps.

What formula does the Present Value calculator use?

The core formula is: PV = FV / (1 + r)ⁿ. Each step in the calculation is shown so you can verify the result manually.

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