Kuinka laskea Real Estate Depreciation
Mikä on Real Estate Depreciation?
Real estate depreciation allows investors to deduct the cost of a rental property over its useful life (27.5 years for residential, 39 years for commercial in the US), reducing taxable rental income even if the property is appreciating in value.
Vaiheittainen opas
- 1Annual depreciation = (Purchase price − land value) / 27.5 years
- 2Land cannot be depreciated — only the building (typically 70–80% of purchase price)
- 3Depreciation is a "paper" deduction — it reduces taxable income without a cash outflow
- 4When you sell, depreciation is "recaptured" and taxed at up to 25%
Ratkaistut esimerkit
Syöte
$400,000 rental, $80,000 land value, 27.5 years
Tulos
$11,636/year depreciation deduction
($400k−$80k)/27.5
Syöte
$1,200 monthly rent, $11,636 depreciation, 25% tax bracket
Tulos
Save $2,909 in taxes/year
Effective after-tax rent income boosted significantly
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