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Compound Interest Formula

ಎಂದೂ ಕರೆಯುತ್ತಾರೆ: Future Value Formula, Compound Growth Formula

A = P \left(1 + \frac{r}{n}\right)^{nt}
A = P(1 + r/n)^(nt)

ಇದು ಏನು ಲೆಕ್ಕಾಚಾರ ಮಾಡುತ್ತದೆ

Calculates the future value of an investment or loan with compound interest — where interest earns interest on itself over time.

ಅಸ್ಥಿರ

ಚಿಹ್ನೆಹೆಸರುವಿವರಣೆ
AFuture ValueThe amount of money accumulated after n years, including interest
PPrincipalThe initial amount of money invested or borrowed
rAnnual Interest RateThe annual interest rate as a decimal (e.g., 5% = 0.05)
nCompounding FrequencyNumber of times interest is compounded per year
tTimeThe number of years the money is invested or borrowed

ವ್ಯುತ್ಪತ್ತಿ

Starting from simple interest for one period: after one compounding period, the balance is P(1 + r/n). After two periods, it becomes P(1 + r/n)². Generalizing to nt total periods gives the formula.

ಕೆಲಸ ಮಾಡಿದ ಉದಾಹರಣೆಗಳು

1r/n = 0.05/12 = 0.004167
2nt = 12 × 10 = 120
3(1 + 0.004167)^120 = 1.6470
4A = 10000 × 1.6470 = $16,470.09
ಫಲಿತಾಂಶ: $16,470.09

ಸಾಮಾನ್ಯ ತಪ್ಪುಗಳು

Don't forget to convert the percentage rate to a decimal
Make sure n and t use consistent units (both yearly)
This formula assumes no additional deposits — use the annuity formula for regular contributions

ಕ್ಯಾಲ್ಕುಲೇಟರ್ ಅನ್ನು ಪ್ರಯತ್ನಿಸಿ

ಸಂಬಂಧಿತ ಸೂತ್ರಗಳು

#interest#investment#savings#growth#time value of money

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