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Debt-to-Income Ratio

로도 알려져 있음: DTI Ratio Formula

DTI = \frac{\text{Total Monthly Debt}}{\text{Gross Monthly Income}} \times 100
DTI = (Total Monthly Debt / Gross Monthly Income) × 100

계산 내용

Measures the percentage of your gross monthly income that goes toward paying debts. Lenders typically want DTI below 43% for mortgage approval.

변수

상징이름설명
DTIDebt-to-Income RatioPercentage of gross income that goes to debt payments

실제 사례

1DTI = 2000 / 6000 × 100 = 33.3%
결과: 33.3%

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관련 수식

#debt#mortgage#lending#ratios

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