Finanțe

Future Value Calculator

Monedă

Initial Amount

Rată anuală

Ani

ani

Contribuție anuală

Opțional

🌐

Detailed Guide Coming Soon

We're working on a comprehensive educational guide for the Future Value Calculator in your language. The content below is shown in English.

Ce este Future Value Calculator?

▾

A future value calculator projects the growth of a lump-sum investment or regular savings over time at a specified interest rate.

Calkulon makes complex calculations simple — built for students and everyday problem-solvers.

Formulă

▾

f(x)FV = PV × (1 + r)ⁿ (lump sum); FV = PMT × [((1+r)ⁿ − 1) / r] (annuity)

Legenda variabilelor

▾

Simbol	Nume	Unitate	Descriere
PV	Present Value	currency	—
r	Interest rate per period	%	—
n	Number of periods	—	—
FV	Future Value	currency	—

Cum să Future Value Calculator

▾

1Lump sum: FV = PV × (1 + r)ⁿ
2Regular contributions: FV = PMT × [(1+r)ⁿ−1]/r
3Real return: adjust for inflation: real FV = FV / (1+inflation)ⁿ
4Rule of 72: years to double ≈ 72 / annual rate

Exemple rezolvate

▾

Exemplu 1

Date:$1,000 at 7% for 30 years

Rezultat:FV = $1,000 × 1.07³⁰ = $7,612

Aplicații practice

▾

🏗️

Retirement savings planning

🔬

Investment goal projections

📊

College fund accumulation

🏥

Trust fund valuations

FV of $1,000 at Different Rates

▾

Rate	10yr	20yr	30yr
5%	$1,629	$2,653	$4,322
7%	$1,967	$3,870	$7,612
10%	$2,594	$6,727	$17,449

Întrebări frecvente

▾

What's the difference between FV and compound interest?

Same concept. FV = future value calculation. Compound interest = the mechanism (interest on interest).

How does compounding frequency matter?

Annual: once/year. Quarterly: 4x/year. Daily: 365x/year. More frequent = slightly higher FV.

Is $100 today worth the same as $100 in 10 years?

No. Time value of money: $100 today > $100 later due to earning potential and inflation.

Referințe

›Future value — Investopedia

Doar în scop informativ. Acest instrument nu constituie consiliere financiară. Consultați un consilier financiar calificat înainte de a lua decizii de investiții sau financiare.

Compara cu

⇄

Present Value vs Future Value

Formula-verified for precision

Reviewed October 2026

Our methodology

Ratings & comments

…

Obțineți sfaturi săptămânale de matematică

Alăturați-vă 12.000+ abonați care primesc sfaturi pentru calculatoare în fiecare săptămână.

🔒

100% Gratuit

Fără înregistrare

✓

Precis

Formule verificate

⚡

Instant

Rezultate în timp ce tastezi

📱

Mobile Ready

Toate dispozitivele

Future Value Calculator