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Calculates monthly interest payments, total interest, and amortization schedules for loans and savings.
Formel
Monthly Interest = Principal * (Annual Rate / 12 / 100)
Steg-för-steg-guide
- 1Enter the principal amount and annual interest rate
- 2Input the loan term in months
- 3Calculate monthly payment and total interest paid
Lösta exempel
Ingång
$200,000 at 4% APR for 360 months
Resultat
$954.83 monthly payment, $143,739 total interest
30-year mortgage example
Vanliga misstag att undvika
- ✕Using annual rate without dividing by 12
- ✕Confusing simple and compound interest
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