EMI endpadhu oru kadanai thiruppura oppadiththa maadha thogai aagiradhu. Suthiram: EMI = P × r × (1+r)^n / [(1+r)^n - 1], idhu P kadanu thogai, r maadha vatta vigatam (varuda ÷ 12), n kandangalin ethir paarkkapadatha elambam. Udharanamaga, $10,000 kadanu 10% varudatharku 24 madangal: r = 0.10/12 = 0.00833, EMI = $461.45/madam. Neetan kaala EMI-ai kuraikkiradhu aanal molla vattam koodukiradhu.