Debt-to-Income Ratio

Também conhecido como: DTI Ratio Formula

DTI = \frac{\text{Total Monthly Debt}}{\text{Gross Monthly Income}} \times 100

DTI = (Total Monthly Debt / Gross Monthly Income) × 100

O que calcula

Measures the percentage of your gross monthly income that goes toward paying debts. Lenders typically want DTI below 43% for mortgage approval.

Símbolo	Nome	Unidade	Descrição
DTI	Debt-to-Income Ratio	%	Percentage of gross income that goes to debt payments

1DTI = 2000 / 6000 × 100 = 33.3%

Resultado: 33.3%

M = P × [r(1+r)^n] / [(1+r)^n - 1]

#debt#mortgage#lending#ratios