Skip to main content
Calkulon

Financie

Kalkulačka hotovostného výnosu

Cash-On-Cash Return

What is Cash On Cash Calculator?

▾

Calculates annual return on actual cash invested accounting for financing effects.

Calkulon makes complex calculations simple — built for students and everyday problem-solvers.

Vzorec

▾
f(x)Annual Cash Flow = NOI - Debt Service (actual mortgage payments)

Variable Legend

▾
SymbolMenoJednotkaPopis
NOINOI value—Variable used in the calculation

How to Cash On Cash Calculator

▾
  1. 1Cash-on-Cash = Annual Cash Flow ÷ Cash Invested × 100%
  2. 2Annual Cash Flow = NOI - Debt Service (actual mortgage payments)
  3. 3Cash Invested = Down Payment + Closing Costs + Repairs
  4. 4Shows actual return vs. property value basis

Worked Examples

▾
Example 1
Given:Net $10k, invested $50k
Výsledok:20% return

Frequently Asked Questions

▾
Q

Why is cash-on-cash useful?

A

Shows actual return on real money invested; accounts for leverage effect of financing.

Q

Can cash-on-cash exceed cap rate?

A

Yes if property cash-flows after debt service; no if debt service exceeds NOI.

Common Mistakes to Avoid

▾
  • !Forgetting upfront costs in cash invested
  • !Including capital expenditures (not annual operation)
  • !Overestimating income/underestimating expenses
⭐

Did you know?

Strong cash-on-cash (8-12%+) needed for positive leverage; low rates allow lower returns.

📖Difficulty:Intermediate
Len na informačné účely. Tento nástroj nepredstavuje finančné poradenstvo. Pred investičnými alebo finančnými rozhodnutiami sa poraďte s kvalifikovaným finančným poradcom.
Deep Dive

Read the full guide on how to use this calculator effectively

Čítať viac →
Formula-verified for precision
Reviewed October 2026
Our methodology

Ratings & comments

…

Získajte týždenné matematické tipy

Pridajte sa k 12 000+ odberateľom, ktorí každý týždeň dostávajú tipy na kalkulačku.

🔒
100% zadarmo
Nikdy bez registrácie
✓
Presné
Overené vzorce
⚡
Okamžité
Výsledky počas písania
📱
Vhodné pre mobily
Všetky zariadenia

Nastavenia