Ako vypočítať Periodic Interest Rate
Čo je Periodic Interest Rate?
The periodic interest rate is the interest rate applied per compounding period (day, month, quarter). It converts the annual rate to the rate used in payment calculations. Monthly rate = Annual rate / 12.
Sprievodca krok za krokom
- 1Monthly rate = Annual rate / 12
- 2Daily rate = Annual rate / 365 (or 360 for some loans)
- 3Quarterly rate = Annual rate / 4
- 4EAR = (1 + periodic rate)^periods − 1
Worked Examples
Vstup
6% annual · monthly compounding
Výsledok
Periodic rate = 6% / 12 = 0.5% per month
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