Pananalapi

Future Value Calculator

Kalkulador ng Hinaharap na Halaga

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We're working on a comprehensive educational guide for the Future Value Calculator in your language. The content below is shown in English.

Ano ang Future Value Calculator?

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A future value calculator projects the growth of a lump-sum investment or regular savings over time at a specified interest rate.

Calkulon makes complex calculations simple — built for students and everyday problem-solvers.

Pormula

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f(x)FV = PV × (1 + r)ⁿ (lump sum); FV = PMT × [((1+r)ⁿ − 1) / r] (annuity)

Paliwanag ng variable

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Simbolo	Pangalan	Yunit	Paglalarawan
PV	Present Value	currency	—
r	Interest rate per period	%	—
n	Number of periods	—	—
FV	Future Value	currency	—

Paano Future Value Calculator

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1Lump sum: FV = PV × (1 + r)ⁿ
2Regular contributions: FV = PMT × [(1+r)ⁿ−1]/r
3Real return: adjust for inflation: real FV = FV / (1+inflation)ⁿ
4Rule of 72: years to double ≈ 72 / annual rate

Mga Nalutas na Halimbawa

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Halimbawa 1

Ibinigay:$1,000 at 7% for 30 years

Resulta:FV = $1,000 × 1.07³⁰ = $7,612

Mga praktikal na gamit

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Retirement savings planning

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Investment goal projections

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College fund accumulation

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Trust fund valuations

FV of $1,000 at Different Rates

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Rate	10yr	20yr	30yr
5%	$1,629	$2,653	$4,322
7%	$1,967	$3,870	$7,612
10%	$2,594	$6,727	$17,449

Mga madalas itanong

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What's the difference between FV and compound interest?

Same concept. FV = future value calculation. Compound interest = the mechanism (interest on interest).

How does compounding frequency matter?

Annual: once/year. Quarterly: 4x/year. Daily: 365x/year. More frequent = slightly higher FV.

Is $100 today worth the same as $100 in 10 years?

No. Time value of money: $100 today > $100 later due to earning potential and inflation.

Mga Sanggunian

›Future value — Investopedia

Para sa layunin ng impormasyon lamang. Ang tool na ito ay hindi bumubuo ng financial na payo. Kumonsulta sa isang kwalipikadong financial adviser bago gumawa ng mga desisyon sa pamumuhunan o pinansiyal.

Ikumpara Sa

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Present Value vs Future Value

Formula-verified for precision

Reviewed October 2026

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