Paano Kalkulahin si Required Minimum Distribution
Ano ang Required Minimum Distribution?
Calculates required minimum distributions from retirement accounts based on age and account balance.
Pormula
RMD = Account Balance / Life Expectancy Factor (IRS table)
Step-by-Step na Gabay
- 1Enter retirement account balance
- 2Input your age
- 3Calculate required annual distribution
Mga Nalutas na Halimbawa
Input
Account $500,000, age 72
Resulta
RMD ≈ $18,385
IRS RMD requirement at 72 years
Mga Karaniwang Mali na Dapat Iwasan
- ✕Using wrong IRS life expectancy tables
- ✕Confusing inherited vs own retirement account rules
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