Oregon Paycheck Calculator

The Oregon Paycheck Calculator estimates your take-home pay in a state with some of the highest income tax rates in the nation but no sales tax. Oregon imposes a graduated state income tax with four brackets ranging from 4.75% to 9.9%, giving it the sixth-highest top marginal rate among US states. Beyond the state income tax, Oregon workers face a statewide transit tax of 0.1% and, for Portland metro area residents, additional local taxes including the Multnomah County Preschool for All tax (1.5% on income over $125,000 single, with a 3% rate on income over $250,000) and the Metro Supportive Housing Services (SHS) tax of 1% on income over $125,000. Oregon's tax system is administered by the Oregon Department of Revenue. The state uses federal taxable income as the starting point and applies its own standard deduction of $2,420 for single filers and $4,840 for married filing jointly, which is significantly lower than the federal standard deduction. Oregon provides personal exemption credits of $236 per exemption that directly reduce tax liability. The combination of high marginal rates and a low standard deduction means Oregon workers face a substantial state tax burden, particularly at moderate and high income levels. Oregon's lack of sales tax is often cited as an offsetting benefit. While residents save on everyday purchases (approximately 7-10% compared to sales-tax states), the income tax burden typically exceeds the sales tax savings for workers earning above median income. Compared to neighboring states, Oregon is among the most expensive for income earners. Washington has no income tax but charges 6.5% sales tax (plus local additions up to 10.5%). California has higher top rates (13.3%) but its lower brackets are more competitive. Idaho tops at 5.8%, and Nevada has no income tax. For a worker earning $100,000, Oregon's state income tax of approximately $7,800 significantly exceeds what they would pay in any neighboring state except California. This calculator is essential for Oregon workers, from the technology professionals in Portland's Silicon Forest (Intel, Nike, Columbia Sportswear), to healthcare workers, state government employees in Salem, timber industry workers in rural Oregon, and the growing number of remote workers who relocated to Oregon for its quality of life.

1. 1Enter your gross pay amount and select your pay frequency. Oregon employers use all standard pay schedules. Your gross pay includes base salary, overtime at 1.5 times the regular rate, bonuses, commissions, and taxable fringe benefits. Oregon's minimum wage varies by region: $14.70 in the Portland metro area, $13.70 in standard counties, and $12.70 in non-urban counties as of 2024. Oregon is one of few states with a geographically tiered minimum wage.
2. 2The calculator determines federal income tax withholding based on your W-4 form elections. Pre-tax deductions such as 401(k) contributions, health insurance premiums, HSA and FSA contributions reduce both federal and Oregon taxable income. Oregon conforms to federal treatment of most pre-tax deductions. However, Oregon's very low standard deduction ($2,420 single versus $14,600 federal) means your Oregon taxable income is substantially higher than your federal taxable income.
3. 3Oregon state income tax is calculated using four graduated brackets. For single filers, the first $4,050 is taxed at 4.75%, income from $4,051 to $10,200 at 6.75%, income from $10,201 to $125,000 at 8.75%, and income above $125,000 at 9.9%. Even the lowest Oregon bracket (4.75%) is higher than the top rate in many states. For most working professionals earning between $30,000 and $125,000, the effective Oregon rate is approximately 7-8.5%, which is very high by national standards.
4. 4The calculator adds the statewide transit tax of 0.1%, which applies to all Oregon wages regardless of location. This tax funds public transportation throughout the state. For Portland metro area residents, additional taxes may apply: the Multnomah County Preschool for All tax (1.5% on taxable income between $125,000 and $250,000, and 3% above $250,000 for single filers) and the Metro Supportive Housing Services tax (1% on taxable income above $125,000 for single filers). These local taxes can add up to 4% to the marginal rate for high-income Portland residents.
5. 5FICA taxes are calculated at the standard federal rates. Social Security at 6.2% on wages up to $168,600, Medicare at 1.45% on all wages, plus the additional 0.9% Medicare tax on wages over $200,000.
6. 6The calculator subtracts all taxes and deductions to produce your net pay. For a Portland-area worker earning $100,000 filing single, the approximate deductions are: federal tax $13,500, Oregon state tax $7,300, transit tax $100, FICA $7,650, for a total of approximately $28,550 or 28.6% of gross. If the worker earns over $125,000 in Multnomah County, the additional local taxes increase this to 30%+ of gross.
7. 7Compare scenarios using the calculator. Oregon workers frequently evaluate the trade-off between high income tax and no sales tax, compare offers with Washington-based employers (no income tax), and model the impact of the Portland metro local taxes on their take-home pay. Workers living in Vancouver, WA and commuting to Portland pay Oregon income tax on their OR-source wages but enjoy WA's no-income-tax status on other income and no sales tax on Oregon purchases.