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Calculate appropriate life insurance coverage using DIME, income replacement, and human life value methods. Free.

Compare term and whole life insurance costs and investment value of the difference. Free insurance planning tool.

Calculate present value of ordinary annuity and annuity due. Price annuity contracts. Free actuarial tool.

Calculate qx mortality rates and survival probabilities from actuarial life tables. Free actuarial tool.

Calculate net single premium for life insurance from mortality tables and interest rate. Free actuarial tool.

Calculate disability insurance benefit needed to replace income during long-term disability. Free planning tool.

Estimate critical illness insurance coverage needed based on income, debts, and recovery costs. Free tool.

Estimate home insurance premium from property value, location risk, coverage levels, and deductible. Free.

Estimate auto insurance premium from vehicle value, driver profile, coverage, and deductibles. Free tool.

Calculate quota share and excess of loss reinsurance premiums and recoveries. Free insurance tool.

Calculate loss ratio, expense ratio, and combined ratio for insurance profitability assessment. Free tool.

Estimate Incurred But Not Reported reserves using chain-ladder and Bornhuetter-Ferguson methods. Free tool.

Calculate cash surrender value and paid-up value for whole life insurance policies. Free planning tool.

Estimate annual health insurance costs including premiums, deductibles, copays, and out-of-pocket maximum. Free.

Calculate actuarial present value of defined benefit pension from benefit formula and mortality. Free tool.